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Why do you need a T+2 & T+3 settlement?

By familiarizing yourself with T+1, T+2, and T+3 settlement, you can make informed decisions and navigate the financial markets with confidence. Remember, the shorter the settlement period, the quicker you gain access to your funds and the lower the risk involved in the transaction.

What is the new 'T+1' settlement cycle?

The new "T+1" settlement cycle applies to transactions for listed stocks, bonds, municipal securities, exchange-traded funds, certain mutual funds, and limited partnerships that trade on an exchange.

What does t+1 mean for investors in 2024?

On May 28, 2024, T+1 arrives for U.S. investors, trimming the settlement cycles for securities trades from two days to one. For some investors, one-day settlement cycles may mean greater convenience. For others, T+1 may require closer attention to how shorter settlement times could affect one's investment, trading, or tax decisions.

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